General Financial Planning

Financial planning is the process of setting goals, assessing your current financial situation, and creating a strategy to achieve those goals. It involves analyzing your income, expenses, assets, and liabilities to develop a plan that encompasses saving, investing, budgeting, insurance coverage, and retirement planning.

The primary aim of financial planning is to ensure that you are making informed decisions about your finances to meet your short-term and long-term financial objectives, whether it's buying a home, saving for education, retiring comfortably, or building wealth for the future. A well-crafted financial plan provides a roadmap for managing your money effectively and achieving financial stability and security.

Your financial position

• Recently moved or considering a relocation

• Changing jobs

• Getting married or divorced

• Adding to family through birth or adoption

• Loss of a loved one

• The sale of any major assets such as home, business, or other real

• Receiving an inheritance or gift